Owning a hobby farm is a dream for many, especially in the rural charm of Granbury, TX. The idea of tending to a small plot of land, raising a few animals, and enjoying the tranquility of the countryside is deeply appealing. However, turning this dream into reality requires the right financial support. At Pure Funding Mortgage, Gary Pierce and his team understand the unique needs of aspiring hobby farmers. That's why Pure Funding Mortgage offers specialized hobby farm loans in Granbury, TX, designed to fit the distinct needs of rural properties.

What to Know About Hobby Farm Loans

A hobby farm loan is not your typical mortgage. It's a non-conforming conventional loan specifically designed for properties that don’t fit the standard mold. Hobby farms are usually small-scale operations, often maintained for personal enjoyment rather than full-time income. Whether you’re raising a few cattle, housing show ponies, or simply growing vegetables for a local stand, a hobby farm loan could be the perfect fit. The key distinction here is that the farm should not be the owner’s primary source of income.

These loans allow for greater flexibility when it comes to the land-to-home value ratio. Unlike conventional loans, where the land typically cannot exceed 30% of the property’s total value, hobby farm loans permit a much higher land value. This makes it an ideal option for properties where the land itself is the main attraction.

Loan Features and Eligibility

Pure Funding Mortgage offers a range of features that make hobby farm loans accessible and practical. These loans come with fixed 15 and 30-year terms, providing stability and predictability for long-term planning. Whether you’re looking to purchase, refinance, or consolidate land and construction loans, there’s an option tailored to your needs.

Eligible properties include a variety of home types, such as Barndominiums, shed homes, and even multiple homes on the same property. The flexibility extends to farming activities as well, allowing for small-scale farming operations, horse facilities, and limited livestock.

To qualify, borrowers must use the property as a primary residence and ensure that the farm is not their sole source of income. However, the property can still generate some income, which can be a helpful supplement.

How Pure Funding Mortgage Can Help

At Pure Funding Mortgage, the focus is on making the loan process as smooth and straightforward as possible. Gary Pierce prides himself on their 3 P’s: Passion, Products, and Process. This means they are passionate about helping clients achieve their homeownership goals, offer a comprehensive range of loan products, and execute the mortgage process with efficiency and clarity.

Their expertise in handling hobby farm loans ensures that clients receive the best possible advice and support throughout the process. From helping you understand the specific requirements of hobby farm appraisals to guiding you through the application process, Pure Funding Mortgage is there every step of the way.

Get Your Hobby Farm Started With the Help of Gary Pierce and Pure Funding Mortgage

Hobby farming offers a unique blend of rural charm and personal fulfillment. With the right financing, it’s a dream that can easily become a reality. Pure Funding Mortgage is dedicated to helping clients fund their passion through flexible and tailored hobby farm loans in Granbury, TX. Whether you’re purchasing your first hobby farm or expanding your current property, Gary Pierce at Pure Funding Mortgage is your trusted partner in making your rural living aspirations come true. Reach out today to explore your options and take the first step toward your dream hobby farm.

Contact Information:

Pure Funding Mortgage

1216 S Main St
Weatherford, TX 76086
United States

Contact Gary Pierce, NMLS # 1971121
(817) 776-4948
http://www.mypurefunding.com/