Professional Insurance Plans expands its healthcare liability solutions to address emerging risks associated with AI-powered diagnostics and tech-assisted clinical decisions.
(PRUnderground) February 16th, 2026
Emerging Liability Risks in Technology-Assisted Healthcare
Like industries nationwide, healthcare is steadily taking up AI and algorithms for better outcomes. Consequently, new liability challenges are arising for medical professionals. Professional Insurance Plans (PIP), a leading provider of insurance solutions for healthcare professionals, is addressing these novel risks through coverage for tech-assisted liability.
PIP serves more than 3,000 healthcare professionals nationwide by always modernizing its offerings to keep up with industry changes.
The Rise of AI in Healthcare Is Redefining Risk
A massive rollout transitioned AI from a visionary idea into a tool with real impact in healthcare. From diagnosis and treatment to administrative tasks, AI is streamlining workflows, reducing human error, and improving healthcare outcomes.
The Risks Associated with AI in Healthcare
As AI adoption accelerates, healthcare professionals are increasingly exposed to new kinds of liability that traditional malpractice policies never imagined.
Errors may arise from data inputs, algorithmic recommendations, or system limitations, not human judgment. The following are some of the concerns that PIP identified:
- Errors in Machine Learning could potentially cause incorrect diagnosis/treatment decisions.
- Security concerns about the collection and use of sensitive patient data.
- Potential employment loss for healthcare workers as AI takes over administrative tasks.
- Lack of regulations and guidelines for the ethical use of AI in healthcare.
- Algorithmic biases could perpetuate unequal treatment of certain populations.
Why Traditional Liability Coverage May Fall Short
Many professional liability policies were designed for a healthcare environment where clinical decisions were made exclusively by human providers. As AI and algorithm-driven tools become part of the care process, gaps can emerge between existing coverage and real-world risk.
Claims involving technology-assisted decisions may raise questions about whether an error resulted from clinical judgment, software output, or system design. Without coverage that accounts for these nuances, healthcare professionals are exposed to complex claims with inadequate protection.
As technology continues to influence healthcare, insurance solutions must evolve alongside it to ensure providers aren’t left exposed when innovation introduces unforeseen liability risks.
How PIP Is Future-Proofing Healthcare Professionals
PIP published a post on its official website explaining why physicians should get cyber-liability insurance. That post explained how important it is to keep up with technological changes and the potential risks they entail. It was also an indication that this insurance provider is dedicated to ensuring healthcare professionals remain future-proof when innovation introduces unforeseen liability challenges.
It’s no surprise that PIP has expanded its packages to address the unique risks arising from technology-assisted care. This service recognizes how AI and algorithm-driven tools are becoming part of clinical workflows and offers coverage designed to address emergent liability for healthcare professionals.
This strategy demonstrates PIP’s long-standing focus on serving healthcare professionals with industry-specific insurance.
Protect Your Practice Today
You don’t have to wait until a tech-related claim, because you may be inadequately covered. Professional Insurance Plans (PIP) offers tailored coverage for AI-assisted, technology-driven care, giving you peace of mind as you embed innovation into patient care.
Learn more about how PIP can future-proof your practice and safeguard your professional liability by visiting the official website and connecting with a dedicated PIP agent today.
About Professional Plans
Founded in 1991 by Greg Bellamy, Professional Plans has offered competitive insurance policies for various industries and individuals for the best part of three decades. However, working with the Professional Plans team is different from any other insurance provider; we are consultants, we work with you directly, and most importantly, we treat each client like a person and a customer, not any old number.
With these ethos and the best attitude in the business, the team now offers various popular products including life insurance, disability insurance, insurance for healthcare professionals, and more. In fact, the team even post to their blog up to four times a month with further insurance advice, all for free. That’s the difference between any “other” insurance provider and the team with you in mind from the very first call. So, for any insurance needs, packages, or queries, be sure to contact the Professional Plans team.
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Original Press Release.
